/* Direct Insight Services — design system
   Palette: deep navy-blue authority + bright brand red, cool light grays.
   Matched to the hyattorneys.com color feel — navy #252840 / red family — while
   keeping DIS branding. Enterprise, trustworthy, restrained.
   Anchor hexes: navy #232840, red #c81e2b (brighter than the old crimson), blue link #4f9fce. */

:root {
  --navy-900: #191d33;
  --navy-800: #232840;
  --navy-700: #2d3357;
  --navy-600: #3d4570;
  --slate-500: #5b6478;
  --slate-400: #7b8598;
  --slate-300: #a6aec0;
  --mist-200: #d2d7e0;
  --mist-100: #eceef2;
  --paper: #f6f7fa;
  --white: #ffffff;
  --gold: #c81e2b;
  --gold-soft: #e5242f;
  --red-900: #8f1119;
  --red-800: #b0141f;
  --red-700: #c81e2b;
  --steel: #4f9fce;
  --ink: #232a35;
  --ok: #2f8f5b;

  --radius: 12px;
  --radius-sm: 8px;
  --shadow-sm: 0 1px 3px rgba(35, 48, 59, .08), 0 1px 2px rgba(35, 48, 59, .06);
  --shadow-md: 0 10px 30px rgba(35, 48, 59, .10);
  --shadow-lg: 0 24px 60px rgba(35, 48, 59, .18);
  --maxw: 1160px;
  --font-sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --font-serif: "Source Serif 4", Georgia, "Times New Roman", serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--ink);
  background: var(--white);
  line-height: 1.62;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img { max-width: 100%; display: block; }
a { color: var(--navy-600); text-decoration: none; }
a:hover { color: var(--steel); }

h1, h2, h3, h4 { font-family: var(--font-serif); color: var(--navy-900); line-height: 1.18; letter-spacing: -0.01em; font-weight: 600; margin: 0 0 .5em; }
h1 { font-size: clamp(2.1rem, 4.2vw, 3.3rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.3rem); }
h3 { font-size: 1.28rem; }
p { margin: 0 0 1.1em; }
.lead { font-size: 1.22rem; color: var(--slate-500); line-height: 1.6; }
.eyebrow { font-family: var(--font-sans); text-transform: uppercase; letter-spacing: .16em; font-size: .78rem; font-weight: 600; color: var(--gold); margin: 0 0 1rem; }
.eyebrow.on-dark { color: #fff; }
.cta-band .eyebrow.on-dark { color: var(--gold-soft); }

.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }
.section { padding: 84px 0; }
.section.tight { padding: 56px 0; }
.center { text-align: center; }
.muted { color: var(--slate-500); }
.narrow { max-width: 720px; margin-left: auto; margin-right: auto; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: .5rem;
  font-weight: 600; font-size: .98rem;
  padding: .8rem 1.5rem; border-radius: 999px;
  border: 1px solid transparent; cursor: pointer; transition: .18s ease;
  white-space: nowrap;
}
.btn-primary { background: var(--gold); color: #fff; }
.btn-primary:hover { background: var(--gold-soft); color: #fff; transform: translateY(-1px); }
.btn-dark { background: var(--navy-800); color: #fff; }
.btn-dark:hover { background: var(--navy-700); color: #fff; transform: translateY(-1px); }
.btn-ghost { background: transparent; color: var(--navy-700); border-color: var(--mist-200); }
.btn-ghost:hover { border-color: var(--navy-600); color: var(--navy-800); }
.btn-ghost.on-dark { color: #fff; border-color: rgba(255,255,255,.28); }
.btn-ghost.on-dark:hover { border-color: rgba(255,255,255,.7); color: #fff; }
.btn-lock::before { content: "🔒"; font-size: .85em; }
/* Primary buttons sit on the red top sections — invert to white for contrast */
.hero .btn-primary, .page-head .btn-primary { background: #fff; color: var(--red-700); }
.hero .btn-primary:hover, .page-head .btn-primary:hover { background: var(--mist-100); color: var(--red-700); }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.92);
  backdrop-filter: saturate(180%) blur(10px);
  border-bottom: 1px solid var(--mist-100);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 100px; }
.brand { display: flex; align-items: center; gap: .7rem; font-family: var(--font-serif); font-weight: 600; color: var(--navy-900); font-size: 1.16rem; }
.brand:hover { color: var(--navy-900); }
.brand .mark { width: 34px; height: 34px; flex: none; }
.brand-logo { height: 78px; width: auto; display: block; }
.brand-logo--rev { filter: brightness(0) invert(1); opacity: .92; }
.footer-brand .brand-logo { height: 48px; }
@media (max-width: 640px) { .brand-logo { height: 46px; } .nav { height: 76px; } }
.brand small { display: block; font-family: var(--font-sans); font-weight: 500; font-size: .64rem; letter-spacing: .12em; text-transform: uppercase; color: var(--slate-400); margin-top: 2px; }
.nav-links { display: flex; align-items: center; gap: 1.6rem; list-style: none; margin: 0; padding: 0; }
.nav-links a { color: var(--navy-800); font-weight: 500; font-size: .96rem; }
.nav-links a:hover { color: var(--steel); }
.nav-links a.active { color: var(--gold); }
.nav-cta { display: flex; align-items: center; gap: .8rem; }
.nav-toggle { display: none; background: none; border: 0; cursor: pointer; padding: 8px; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: var(--navy-800); margin: 5px 0; transition: .2s; }
.nav-links .mobile-login { display: none; }
/* Desktop: logo left, menu items + actions pushed right */
@media (min-width: 1024px) {
  .nav { gap: 1.1rem; }
  .brand { order: 1; }
  .nav-links { order: 2; margin-left: auto; }
  .nav-cta { order: 3; }
}
@media (max-width: 1023px) { .nav-links.open .mobile-login { display: block; } .nav-links.open .mobile-login a { color: var(--gold); font-weight: 600; } }

/* ---------- Hero ---------- */
.hero {
  position: relative; color: #fff; overflow: hidden;
  background:
    radial-gradient(1200px 600px at 80% -10%, rgba(255,255,255,.16), transparent 60%),
    radial-gradient(900px 500px at 0% 110%, rgba(0,0,0,.22), transparent 60%),
    linear-gradient(160deg, var(--red-900), var(--red-700));
}
.hero::after {
  content: ""; position: absolute; inset: 0; opacity: .5; pointer-events: none;
  background-image: linear-gradient(rgba(255,255,255,.04) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.04) 1px, transparent 1px);
  background-size: 44px 44px;
  mask-image: radial-gradient(70% 70% at 70% 20%, #000, transparent);
}
.hero .wrap { position: relative; z-index: 1; padding-top: 96px; padding-bottom: 100px; }
.hero h1 { color: var(--navy-900); max-width: 18ch; }
.hero .lead { color: #fff; max-width: 62ch; font-weight: 500; }
.hero-body { color: var(--mist-200); max-width: 66ch; margin-top: 1.1rem; font-size: 1.03rem; line-height: 1.7; }
.hero-actions { display: flex; gap: .9rem; flex-wrap: wrap; margin-top: 2rem; }
.hero-badges { display: flex; gap: 1.6rem; flex-wrap: wrap; margin-top: 3rem; padding-top: 1.6rem; border-top: 1px solid rgba(255,255,255,.12); }
.hero-badge { display: flex; align-items: center; gap: .6rem; color: var(--mist-200); font-size: .92rem; font-weight: 500; }
.hero-badge .ic { color: #fff; }

/* ---------- Trust bar ---------- */
.trustbar { background: var(--paper); border-bottom: 1px solid var(--mist-100); }
.trustbar .wrap { display: flex; align-items: center; gap: 2rem; flex-wrap: wrap; justify-content: center; padding: 22px 24px; }
.trustbar span.label { color: var(--slate-400); font-size: .8rem; text-transform: uppercase; letter-spacing: .12em; font-weight: 600; }
.logo-chip { color: var(--slate-500); font-weight: 600; font-family: var(--font-serif); font-size: 1.05rem; opacity: .8; }

/* ---------- Cards / grids ---------- */
.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.card {
  background: var(--white); border: 1px solid var(--mist-100); border-radius: var(--radius);
  padding: 28px; box-shadow: var(--shadow-sm); transition: .2s ease;
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); border-color: var(--mist-200); }
.card .ic { width: 44px; height: 44px; border-radius: 10px; display: grid; place-items: center; background: var(--mist-100); color: var(--navy-600); margin-bottom: 16px; }
.card h3 { margin-bottom: .35em; }
.card p { color: var(--slate-500); margin: 0; font-size: .98rem; }

/* Clickable service cards (services index) */
.card-link { display: flex; flex-direction: column; color: inherit; }
.card-link:hover { color: inherit; }
.card-link h3 { color: var(--navy-900); }
.card-link .card-more { margin-top: 16px; font-weight: 600; font-size: .9rem; color: var(--gold); transition: .18s ease; }
.card-link:hover .card-more { color: var(--gold-soft); transform: translateX(2px); }

.panel { background: var(--paper); }
.panel-navy { background: linear-gradient(160deg, var(--navy-900), var(--navy-700)); color: #fff; }
.panel-navy h2, .panel-navy h3 { color: #fff; }
.panel-navy p { color: var(--mist-200); }

/* ---------- Trust Center specifics ---------- */
.tc-item { display: flex; gap: 18px; padding: 26px 0; border-bottom: 1px solid var(--mist-100); }
.tc-item:last-child { border-bottom: 0; }
.tc-num { flex: none; width: 40px; height: 40px; border-radius: 10px; background: var(--navy-800); color: var(--gold-soft); font-family: var(--font-serif); font-weight: 600; display: grid; place-items: center; }
.tc-item h3 { margin-bottom: .3em; }
.tc-item p { margin: 0; color: var(--slate-500); }

.check-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.check-list li { display: flex; gap: 12px; align-items: flex-start; color: var(--slate-500); }
.check-list li::before { content: "✓"; color: var(--ok); font-weight: 700; flex: none; margin-top: 1px; }

/* ---------- Audience strip ---------- */
.aud { display: flex; align-items: center; gap: 14px; padding: 18px 20px; border: 1px solid var(--mist-100); border-radius: var(--radius-sm); background: #fff; }
.aud .ic { color: var(--gold); }
.aud strong { display: block; color: var(--navy-900); }
.aud span { color: var(--slate-400); font-size: .88rem; }

/* ---------- CTA band ---------- */
.cta-band { background: linear-gradient(160deg, var(--navy-800), var(--navy-600)); color: #fff; border-radius: 18px; padding: 54px; text-align: center; box-shadow: var(--shadow-lg); }
.cta-band h2 { color: #fff; }
.cta-band p { color: var(--mist-200); max-width: 56ch; margin-inline: auto; }

/* ---------- Forms ---------- */
.field { margin-bottom: 18px; }
.field label { display: block; font-weight: 600; font-size: .9rem; margin-bottom: 6px; color: var(--navy-800); }
.field input, .field select, .field textarea {
  width: 100%; padding: 12px 14px; border: 1px solid var(--mist-200); border-radius: var(--radius-sm);
  font: inherit; color: var(--ink); background: #fff; transition: .15s;
}
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--steel); box-shadow: 0 0 0 3px rgba(63,124,192,.15); }
.form-note { font-size: .85rem; color: var(--slate-400); }
.form-status { margin-top: 14px; font-size: .95rem; font-weight: 500; border-radius: var(--radius-sm); padding: 0; }
.form-status.show { padding: 13px 15px; }
.form-status.ok { background: #eaf6ef; border: 1px solid var(--ok); color: #1f6e43; }
.form-status.err { background: #fdeceb; border: 1px solid var(--gold); color: #8f1a1f; }
.notice { display: flex; gap: 12px; align-items: flex-start; background: #fbf6ea; border: 1px solid var(--gold-soft); border-radius: var(--radius-sm); padding: 14px 16px; color: #6b5524; font-size: .92rem; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-900); color: var(--mist-200); padding: 64px 0 32px; }
.site-footer a { color: var(--mist-200); }
.site-footer a:hover { color: var(--gold-soft); }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; }
.footer-grid h4 { color: #fff; font-family: var(--font-sans); font-size: .82rem; text-transform: uppercase; letter-spacing: .12em; margin-bottom: 1rem; }
.footer-grid ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 9px; font-size: .94rem; }
.footer-brand p { color: var(--slate-300); font-size: .92rem; max-width: 34ch; }
.footer-bottom { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; margin-top: 44px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.1); color: var(--slate-400); font-size: .85rem; }
.social-row { display: flex; gap: 10px; justify-content: flex-start; margin-top: 24px; }
.social-row a { width: 38px; height: 38px; display: inline-flex; align-items: center; justify-content: center; border-radius: 50%; background: rgba(255,255,255,.08); color: #fff; transition: background .15s ease, transform .15s ease; }
.social-row a:hover { background: var(--red); transform: translateY(-2px); }
.social-row svg { width: 19px; height: 19px; fill: currentColor; }
@media (max-width: 720px) { .social-row { justify-content: center; } }

.badge-row { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 14px; }
.mini-badge { display: inline-flex; align-items: center; gap: 6px; font-size: .78rem; font-weight: 600; color: var(--mist-200); border: 1px solid rgba(255,255,255,.16); padding: 6px 11px; border-radius: 999px; }

/* ---------- Page header (interior pages) ---------- */
.page-head { background: linear-gradient(160deg, var(--red-900), var(--red-700)); color: #fff; padding: 72px 0 66px; }
.page-head h1 { color: var(--navy-900); }
.page-head .lead { color: var(--mist-200); max-width: 62ch; }
/* red-box headings: whole large heading solid navy, everything else white */
.hero h1 .hl, .page-head h1 .hl { color: inherit; }
.breadcrumb { color: var(--slate-300); font-size: .85rem; margin-bottom: 1rem; }
.breadcrumb a { color: var(--slate-300); }

/* ---------- Utilities ---------- */
.stack-lg > * + * { margin-top: 20px; }
.divider { height: 1px; background: var(--mist-100); border: 0; margin: 0; }
.pill { display: inline-flex; align-items: center; gap: 6px; font-size: .78rem; font-weight: 600; color: var(--navy-700); background: var(--mist-100); padding: 5px 11px; border-radius: 999px; }
.kicker-num { font-family: var(--font-serif); font-size: 2.6rem; color: var(--gold); font-weight: 600; line-height: 1; }

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  .grid-3 { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
/* Hamburger takes over below 1024px: a 7-link bar plus two buttons cannot sit
   on one line on a narrow laptop without shrinking to an unreadable size. */
@media (max-width: 1023px) {
  .nav-links, .nav-cta .btn-ghost { display: none; }
  .nav-toggle { display: block; }
  .nav-links.open {
    display: flex; position: absolute; top: 100%; left: 0; right: 0;
    flex-direction: column; align-items: flex-start; gap: 0;
    background: #fff; border-bottom: 1px solid var(--mist-100); box-shadow: var(--shadow-md); padding: 8px 0;
  }
  .nav-links.open li { width: 100%; }
  .nav-links.open a { display: block; padding: 12px 24px; width: 100%; white-space: normal; }
}
@media (max-width: 620px) {
  .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .section { padding: 60px 0; }
  .cta-band { padding: 36px 22px; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; }
}

@media print {
  .site-header, .site-footer, .cta-band, .no-print { display: none !important; }
  body { color: #000; }
  .section { padding: 18px 0; }
}

/* ---------- Hero differentiator strip (10-second grab) ---------- */
.hero-diff { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 1.8rem; }
.hero-diff .diff {
  display: flex; align-items: center; gap: .55rem;
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.14);
  border-radius: 999px; padding: .5rem 1rem; font-size: .9rem; font-weight: 600; color: #fff;
}
.hero-diff .diff .n { color: rgba(255,255,255,.85); font-family: var(--font-serif); }

/* ---------- Stat row ---------- */
.stat-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.stat { text-align: center; }
.stat .big { font-family: var(--font-serif); font-size: 2.6rem; font-weight: 600; color: var(--gold); line-height: 1; }
.stat .lbl { display: block; margin-top: 8px; font-size: .9rem; color: var(--slate-500); font-weight: 500; }
@media (max-width: 620px) { .stat-row { grid-template-columns: 1fr 1fr; gap: 28px; } }

/* ---------- FAQ / accordion ---------- */
.faq { display: grid; gap: 0; max-width: 820px; margin: 0 auto; }
.faq details { border-bottom: 1px solid var(--mist-100); padding: 4px 0; }
.faq summary {
  cursor: pointer; list-style: none; padding: 22px 44px 22px 0; position: relative;
  font-family: var(--font-serif); font-size: 1.14rem; font-weight: 600; color: var(--navy-900);
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+"; position: absolute; right: 6px; top: 18px; font-size: 1.5rem; font-weight: 400;
  color: var(--gold); transition: transform .2s ease;
}
.faq details[open] summary::after { content: "–"; }
.faq .faq-a { padding: 0 44px 22px 0; color: var(--slate-500); margin: 0; }
.faq .faq-a p { margin: 0 0 .8em; }
.faq .faq-a p:last-child { margin-bottom: 0; }

/* ---------- Insights / article ---------- */
.insight-card { display: flex; flex-direction: column; color: inherit; height: 100%; }
.insight-card:hover { color: inherit; }
.insight-card .tag { font-size: .74rem; text-transform: uppercase; letter-spacing: .12em; font-weight: 700; color: var(--gold); margin-bottom: 10px; }
.insight-card h3 { color: var(--navy-900); margin-bottom: .4em; }
.insight-card p { color: var(--slate-500); font-size: .96rem; flex: 1; }
.insight-card .card-more { margin-top: 16px; font-weight: 600; font-size: .9rem; color: var(--gold); }
.insight-card:hover .card-more { color: var(--gold-soft); }

.article { max-width: 760px; margin: 0 auto; }
.article .answer { font-size: 1.18rem; line-height: 1.6; color: var(--navy-800); font-weight: 500; border-left: 3px solid var(--gold); padding-left: 20px; margin: 0 0 2rem; }
.article h2 { font-size: 1.5rem; margin: 2.2rem 0 .8rem; }
.article h3 { font-size: 1.15rem; margin: 1.6rem 0 .5rem; }
.article p { color: var(--ink); }
.article ul { padding-left: 0; list-style: none; display: grid; gap: 10px; margin: 1rem 0 1.4rem; }
.article ul li { display: flex; gap: 12px; align-items: flex-start; color: var(--slate-600, #52606d); }
.article ul li::before { content: "→"; color: var(--gold); font-weight: 700; flex: none; }
.article .callout { background: var(--paper); border: 1px solid var(--mist-100); border-left: 3px solid var(--gold); border-radius: var(--radius-sm); padding: 22px 24px; margin: 2rem 0; }
.article .callout p { margin: 0; color: var(--slate-500); }
.article .callout strong { color: var(--navy-900); }
.article-meta { color: var(--slate-400); font-size: .88rem; margin-bottom: 2rem; }

/* ============ BLOG ============ */
.btn-sm { padding: 9px 16px; font-size: .88rem; }
.btn-block { display: flex; width: 100%; justify-content: center; margin-top: 10px; }

.blog-layout { display: grid; grid-template-columns: 1fr 320px; gap: 46px; align-items: start; }
.blog-main { display: flex; flex-direction: column; gap: 34px; }

.bpost { display: grid; grid-template-columns: 300px 1fr; gap: 26px; background: var(--white);
  border: 1px solid var(--mist-100); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow-sm);
  transition: box-shadow .18s ease, transform .18s ease; }
.bpost:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.bpost-media { display: block; position: relative; min-height: 210px; background: var(--mist-100); overflow: hidden; }
.bpost-media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.bpost-media--ph { display: grid; place-items: center; background: linear-gradient(150deg, var(--navy-900), var(--navy-700)); }
.bpost-media--ph .ph-mark { color: rgba(255,255,255,.85); font-family: var(--font-serif); font-size: 1.05rem; letter-spacing: .04em; }
.bpost-body { padding: 26px 28px 26px 0; display: flex; flex-direction: column; align-items: flex-start; }
.bpost-meta { font-size: .82rem; color: var(--slate-400); text-transform: uppercase; letter-spacing: .05em; margin: 0 0 10px; font-weight: 600; }
.bpost-meta.on-dark { color: var(--mist-200); }
.bpost-cat { color: var(--gold); }
.bpost-title { font-size: 1.4rem; line-height: 1.25; margin: 0 0 14px; }
.bpost-title a { color: var(--navy-900); }
.bpost-title a:hover { color: var(--gold); }
.bpost-rule { display: block; width: 42px; height: 3px; border-radius: 3px; background: var(--gold); margin: 0 0 14px; }
.bpost-excerpt { color: var(--slate-500); margin: 0 0 20px; }

.blog-side { display: flex; flex-direction: column; gap: 20px; position: sticky; top: 96px; }
.side-card { background: var(--white); border: 1px solid var(--mist-100); border-radius: var(--radius); padding: 22px 22px; box-shadow: var(--shadow-sm); }
.side-card h4 { margin: 0 0 14px; font-size: .82rem; text-transform: uppercase; letter-spacing: .06em; color: var(--slate-400); }
.cat-list { list-style: none; margin: 0; padding: 0; }
.cat-list li { display: flex; justify-content: space-between; align-items: center; padding: 8px 0; border-bottom: 1px solid var(--mist-100); }
.cat-list li:last-child { border-bottom: none; }
.cat-list li.active a { color: var(--gold); font-weight: 600; }
.cat-list a { color: var(--navy-700); font-size: .95rem; }
.cat-list a:hover { color: var(--gold); }
.cat-list .c { font-size: .78rem; color: var(--slate-400); background: var(--mist-100); border-radius: 20px; padding: 1px 9px; }
.side-cta { background: linear-gradient(160deg, var(--navy-900), var(--navy-700)); border: none; }
.side-cta h4, .side-cta p { color: #fff; }
.side-cta p { font-size: .92rem; color: var(--mist-200); margin: 0 0 6px; }
.side-trust .pill { margin-bottom: 8px; }
.side-trust .muted { font-size: .9rem; }

.empty-state { background: var(--white); border: 1px dashed var(--mist-200); border-radius: var(--radius); padding: 54px 30px; text-align: center; }

/* single article */
.article-cover { width: 100%; border-radius: var(--radius); margin: 0 0 30px; box-shadow: var(--shadow-md); }
.article-body { font-family: var(--font-serif); font-size: 1.13rem; line-height: 1.78; color: var(--ink); }
.article-body p { margin: 0 0 1.2em; }
.article-body h2 { font-size: 1.6rem; margin: 1.6em 0 .5em; }
.article-body h3 { font-size: 1.28rem; margin: 1.4em 0 .5em; }
.article-body img { max-width: 100%; height: auto; border-radius: var(--radius-sm); margin: 1.4em 0; box-shadow: var(--shadow-sm); }
.article-body ul, .article-body ol { margin: 0 0 1.2em; padding-left: 1.3em; }
.article-body li { margin: 0 0 .5em; }
.article-body blockquote { margin: 1.4em 0; padding: 8px 22px; border-left: 4px solid var(--gold); color: var(--slate-500); font-style: italic; }
.article-body a { color: var(--gold); text-decoration: underline; }
.article-foot { display: flex; justify-content: space-between; align-items: center; gap: 16px; margin-top: 44px; padding-top: 26px; border-top: 1px solid var(--mist-100); }

@media (max-width: 900px) {
  .blog-layout { grid-template-columns: 1fr; }
  .blog-side { position: static; }
  .bpost { grid-template-columns: 1fr; }
  .bpost-media { min-height: 190px; }
  .bpost-body { padding: 22px 24px 26px; }
}

/* Testimonials marquee */
.tmony-wrap { overflow: hidden; padding: 8px 0 4px; -webkit-mask-image: linear-gradient(90deg, transparent, #000 5%, #000 95%, transparent); mask-image: linear-gradient(90deg, transparent, #000 5%, #000 95%, transparent); }
.tmony-track { display: flex; gap: 22px; width: max-content; align-items: stretch; animation: tmony-scroll 110s linear infinite; }
.tmony-wrap:hover .tmony-track { animation-play-state: paused; }
.tmony-card { flex: 0 0 360px; width: 360px; background: rgba(255,255,255,.055); border: 1px solid rgba(255,255,255,.12); border-radius: 14px; padding: 26px 28px 24px; display: flex; flex-direction: column; }
.tmony-card .stars { color: var(--gold-soft); letter-spacing: 3px; font-size: .82rem; }
.tmony-card h4 { color: #fff; font-family: var(--font-serif); font-size: 1.08rem; margin: 12px 0 10px; line-height: 1.3; }
.tmony-card p { color: rgba(255,255,255,.80); font-size: .92rem; line-height: 1.58; margin: 0 0 16px; }
.tmony-card .tmony-by { margin-top: auto; color: var(--slate-300); font-size: .78rem; text-transform: uppercase; letter-spacing: .1em; font-weight: 600; }
@keyframes tmony-scroll { from { transform: translateX(0); } to { transform: translateX(calc(-50% - 11px)); } }
@media (prefers-reduced-motion: reduce) { .tmony-track { animation: none; } .tmony-wrap { overflow-x: auto; } }

/* ---- Team ---- */
.team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.team-card { background: #fff; border: 1px solid var(--mist-200); border-radius: var(--radius); overflow: hidden; display: flex; flex-direction: column; box-shadow: var(--shadow-sm); }
.team-photo { aspect-ratio: 4 / 5; background: linear-gradient(160deg, var(--navy-700), var(--navy-900)); display: grid; place-items: center; position: relative; overflow: hidden; }
.team-photo img { width: 100%; height: 100%; object-fit: cover; }
.team-photo .initials { font-family: var(--font-serif); font-size: 3.4rem; font-weight: 600; color: #fff; letter-spacing: .04em; }
.team-photo .initials::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 5px; background: var(--gold); }
.team-body { padding: 26px 26px 30px; display: flex; flex-direction: column; flex: 1; }
.team-body h3 { margin: 0 0 3px; color: var(--navy-900); }
.team-role { color: var(--gold); font-weight: 600; font-size: .9rem; text-transform: uppercase; letter-spacing: .07em; margin: 0 0 16px; }
.team-body p { color: var(--slate-500); font-size: .96rem; line-height: 1.62; margin: 0 0 14px; }
.team-creds { list-style: none; padding: 0; margin: auto 0 0; display: flex; flex-wrap: wrap; gap: 8px; }
.team-creds li { font-size: .78rem; font-weight: 600; color: var(--navy-700); background: var(--mist-100); border: 1px solid var(--mist-200); border-radius: 999px; padding: 5px 11px; }
@media (max-width: 900px) { .team-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px) { .team-grid { grid-template-columns: 1fr; } }

/* ── Red flags band (bull mark) ─────────────────────────────────── */
.redflags { background: linear-gradient(180deg, #fff 0%, var(--paper) 100%); border-top: 1px solid var(--mist-100); border-bottom: 1px solid var(--mist-100); }
.redflags .rf-grid { display: grid; grid-template-columns: minmax(280px, 420px) 1fr; gap: 56px; align-items: center; }
.rf-art { text-align: center; }
.rf-art img { width: 100%; max-width: 400px; height: auto; display: inline-block; }
.rf-copy h2 { margin: 6px 0 14px; }
.rf-points { list-style: none; margin: 22px 0 26px; padding: 0; display: grid; gap: 12px; }
.rf-points li { position: relative; padding-left: 30px; color: var(--slate-500); font-size: 15.5px; line-height: 1.55; }
.rf-points li::before { content: ""; position: absolute; left: 0; top: 4px; width: 14px; height: 16px;
  background: var(--red-700); clip-path: polygon(0 0, 100% 0, 78% 42%, 100% 84%, 12% 84%, 12% 100%, 0 100%); }
.rf-points li strong { color: var(--navy-800); font-weight: 650; }
@media (max-width: 860px) { .redflags .rf-grid { grid-template-columns: 1fr; gap: 30px; } .rf-art img { max-width: 320px; } }
.card-mark { text-align: center; }
.card-mark img { width: 100%; max-width: 300px; height: auto; margin: 2px auto 14px; display: block; }
.card-mark h3 { margin: 0 0 8px; font-size: 19px; }

/* ── Leadership spotlight (About) ───────────────────────────────── */
.lead-spot { display: grid; grid-template-columns: 200px 1fr; gap: 40px; align-items: start; }
.lead-spot .lead-photo { width: 200px; height: 200px; border-radius: 50%; background: linear-gradient(150deg, var(--navy-700), var(--navy-900));
  display: flex; align-items: center; justify-content: center; color: #fff; font-family: var(--font-serif); font-size: 56px; letter-spacing: 1px;
  border: 4px solid #fff; box-shadow: var(--shadow-md); }
.lead-quote { border-left: 4px solid var(--red-700); padding: 4px 0 4px 20px; margin: 22px 0; font-family: var(--font-serif); font-size: 20px; line-height: 1.55; color: var(--navy-800); }
.lead-sig { margin-top: 4px; font-size: 14.5px; color: var(--slate-500); }
.lead-sig strong { color: var(--navy-800); display: block; font-size: 16px; }
@media (max-width: 720px) { .lead-spot { grid-template-columns: 1fr; gap: 26px; justify-items: center; text-align: center; } .lead-quote { text-align: left; } }

/* Legal / long-form copy (privacy policy, terms, 404 helper lists) — 2026-09-11 */
.legal-copy { color: var(--slate-500); font-size: .98rem; line-height: 1.72; }
.legal-copy p { margin: 0 0 16px; }
.legal-copy h2 { color: var(--navy-900); font-size: 1.35rem; margin: 34px 0 12px; }
.legal-copy h3 { color: var(--navy-900); font-size: 1.08rem; margin: 26px 0 10px; }
.legal-copy strong { color: var(--navy-900); font-weight: 600; }
.legal-copy ul, .legal-copy ol { margin: 0 0 18px; padding-left: 22px; }
.legal-copy li { margin: 0 0 8px; }
.legal-copy a { color: var(--gold); text-decoration: underline; text-underline-offset: 2px; word-break: break-word; }
.legal-copy a:hover { color: var(--navy-700); }
.legal-copy hr { border: 0; border-top: 1px solid var(--mist-200); margin: 30px 0; }
.team-pending { color: var(--slate-400); font-style: italic; }

/* ---------- Header breathing room (2026-09-11) ----------
   The nav items were flex-shrinking below their own text width, so "Who We
   Serve" broke onto three lines and "Trust Center" onto two. Two fixes:
   keep each item at its natural width, then scale the row down on the
   narrow-laptop range so it still fits on one line. */
.nav-links li { flex: none; }
.nav-links a { white-space: nowrap; }
.nav-cta .btn { white-space: nowrap; }
.brand { flex: none; }

/* Header gets a wider container than the body copy. The 1160px text measure
   is right for reading, but it is what was strangling a 9-item nav bar. */
@media (min-width: 1024px) {
  .site-header .wrap { max-width: 1300px; }
  .brand-logo { height: 64px; }
  .nav { height: 88px; }
  .nav-links { gap: 1.15rem; }
}

/* Narrow laptops: tighten before anything has to wrap. Must follow the
   general desktop block above so these values win. */
@media (min-width: 1024px) and (max-width: 1279px) {
  .site-header .wrap { padding: 0 16px; }
  .nav { gap: .7rem; height: 80px; }
  .brand-logo { height: 48px; }
  .nav-links { gap: .78rem; }
  .nav-links a { font-size: .86rem; }
  .nav-cta { gap: .45rem; }
  .nav-cta .btn-sm { padding: 7px 11px; font-size: .8rem; }
  .btn-lock::before { content: none; }
}

/* Small phones: the wordmark plus the CTA plus the toggle overran 375px and
   produced a horizontal scrollbar. Trim the gutter and the two big items. */
@media (max-width: 420px) {
  .wrap { padding: 0 16px; }
  .brand-logo { height: 40px; }
  .nav-cta { gap: .35rem; }
  .nav-cta .btn-sm { padding: 8px 10px; font-size: .78rem; }
  .nav-toggle { padding: 8px 2px; }
}
