Investigative Services · Since 1997

When the facts matter most.

Complex investigations require more than surveillance. They require strategy, experience, and investigative precision.

Since 1997, Direct Insight Services has partnered with insurance carriers, self-insured employers, attorneys, corporations, and government agencies to uncover the facts behind catastrophic losses, workers' compensation claims, liability investigations, fraud, and complex litigation. When the outcome matters, clients trust Direct Insight to deliver thorough investigations, court-ready reporting, and confidential case management.

25+ years on complex, high-exposure matters Court-ready documentation, by default Enterprise-grade information security
Encrypted File Exchange Multi-Factor Authentication Role-Based Access
Trusted by leading carriers & counsel Insurance Carriers National TPAs Law Firms Self-Insured Employers Government Agencies

Why clients choose Direct Insight

A trusted extension of your claims team.

When clients engage Direct Insight Services, they're trusting us with more than a case. They're trusting us with critical decisions, sensitive information, and the reputation of their organization.

Since 1997, we've partnered with insurance carriers, self-insured employers, law firms, corporations, and government agencies to investigate complex claims where accuracy, discretion, and experience matter most.

Our clients don't simply need answers. They need confidence that every investigation has been conducted thoroughly, documented professionally, and handled with the highest standards of confidentiality from initial assignment through final report. At Direct Insight, professionalism, investigative strategy, and information security aren't added services. They are the foundation of everything we do.

Learn Who We Serve →

Thorough & defensible

Every investigation is conducted with meticulous attention to detail, producing professional, court-ready reports that stand up to scrutiny and support confident decision-making.

Secure by design

Sensitive information is protected through encrypted communications, secure document exchange, enterprise-grade security practices, and strict confidentiality protocols throughout every stage of the investigation.

Responsive & accountable

From assignment through final reporting, clients work with experienced professionals who provide clear communication, timely updates, and a single point of accountability on every case.

Information security

Your confidential information, protected end to end.

More of our clients are asking how their vendors safeguard confidential data — and some now ask whether vendors meet, or are working toward, recognized security standards such as SOC 2. We welcome those questions.

  • Secure, encrypted transmission of reports, photos, surveillance video, and evidence
  • Secure file exchange through ShareFile — an independently audited platform
  • Role-based access and multi-factor authentication on case information
  • Confidential handling and secure retention of investigative files
Explore the Trust Center →

For security & compliance teams

Vendor security overview

Completing a vendor security review or questionnaire? Download a concise, one-page summary of how Direct Insight Services protects client information — ready to attach to your approval file.

View security overview →

What we do

Investigative services, delivered with discretion.

A focused set of capabilities for insurance, legal, and corporate clients. Every engagement is handled confidentially and documented to a professional standard.

Surveillance

Covert and overt surveillance with clear, timestamped video documentation and detailed activity reports.

Insurance & Claims Investigations

Claim verification, activity checks, and background research supporting fair, well-documented outcomes.

Litigation Support

Investigative support for counsel: witness location, statements, records research, and evidence collection.

Corporate Investigations

Discreet inquiries for employers and corporations, handled with confidentiality and professionalism.

Background & Due Diligence

Thorough, source-verified background research to support informed, defensible decisions.

Records & Asset Research

Public-records and asset research conducted lawfully and documented for downstream use.

Direct Insight Services — charging at red flags since 1997

Charging at red flags since 1997

The details other investigations walk past.

Most claims do not announce themselves. The inconsistency sits in a policy class code, a prior injury, an address that does not match the operation, or a witness account that quietly contradicts the file.

Our investigators are trained to notice those signals and then do the work to prove or disprove them, rather than reporting a hunch. That is the difference between a video clip and an investigation a claims professional can actually act on.

  • Fact development, not observation alone. Scene work, interviews, records, and surveillance combined into one coherent picture.
  • Findings you can defend. Every conclusion tied to documented evidence, organized for coverage decisions and litigation.
  • End to end, start to finish. When we take an assignment, we see it through to a complete, fact-based result.
Explore SIU & fraud investigations →

Who we serve

Built for organizations that handle sensitive matters.

Insurance Carriers & TPAsClaims, SIU, and activity investigations
Attorneys & Law FirmsLitigation support and evidence
Self-Insured EmployersWorkers' comp and workplace matters
CorporationsInternal and due-diligence inquiries
Government AgenciesCompliant, documented investigations
Risk & Compliance TeamsVendors held to a security standard

Coverage

Nationwide reach. Local investigators.

We accept assignments across the country. These six states are where our work concentrates and where we hold our own agency licensing, so coverage is confirmed immediately and the investigator is ours — not a subcontractor three layers down.

Matter somewhere else? We work well beyond these states and will confirm coverage before you commit.

See all service areas →

In their words

Trusted by the claims professionals who rely on us.

Real feedback from carriers, adjusters, and SIU teams on the outcomes our investigations have supported.

★★★★★

Love, love, love this vendor!

We had a viable subro claim against multiple co-defendants. Direct Insight completed the scene investigation, and their expertise in these claim dynamics was vital to the recovery. The investigation preserved the evidence that demonstrated liability across the co-defendants. This vendor specializes in difficult coverage and complex liability issues, and I trust only them to handle these assignments. They get it when it comes to what we need on every assignment. I have never had a poor result with this vendor.

Subrogation & Recovery
★★★★★

Surveillance video helped settle for much less!

We had permanent-total-disability exposure for multiple reasons on a young male injured worker. Surveillance video contradicted his claims, and we were able to settle the file for far less than paying permanent-total benefits for the rest of his life.

Workers' Compensation Claim
★★★★★

Direct Insight provides the whole package.

This was not only a scene investigation but a coverage and class-code investigation involving a fatality. It takes more than a person taking video of someone's actions. We have many complex coverage cases, so having an experienced insurance claims investigator carry out our most difficult assignments is imperative. Unlike vendors who specialize in surveillance more than investigations, Direct Insight provides the whole package.

Complex Coverage Investigation
★★★★★

Gunnar is persistent and thorough!

I do not feel I would have gotten the information from our insured over the phone that the investigator got in person. The insured was not forthcoming with everything I asked, yet when the investigator was there he spoke freely, even admitting to drug use. Claim was denied due to a positive drug and alcohol screen.

Recorded Statement & Fact Development
★★★★★

Major class-code issue uncovered.

A Michigan policy with Wisconsin exposure. The insured's policy was for a painting and wallpapering business. The scene investigation revealed they sandblasted and painted water towers in multiple states. Direct Insight traveled to all three states to investigate the insured, the accident site, and the claimant. Exposure was well over $300K, and the claim was denied based on the findings.

Class-Code Investigation
★★★★★

Claimant had previous injuries.

Direct Insight determined that the claimant was on medication for pain issues prior to this accident. That allowed us to identify prior medical care and force a settlement of $5,000 rather than a 14-day hospital stay, lost wages, and permanency.

Prior-Injury Investigation
★★★★★

Premium fraud found during scene investigation.

Direct Insight determined that our insured had three other businesses all listed at the same address as our policy, with no separate comp insurance. They also determined the policy address was an office building when in fact we insured a hotel. This gave us the ability to pursue additional premium.

Premium Fraud Investigation
★★★★★

AOE / COE, roughly $179,000 saved.

A scene investigation was completed concerning the location of the accident and the capacity in which the claimant was working. Following Direct Insight's investigation and in-depth analysis, this claim was denied. Approximate savings were $179,000.

AOE / COE Investigation
★★★★★

Great to work with!

Gunnar and Jenn always respond timely to assignments and get us the information we need.

Insurance Claims Team
★★★★★

Love, love, love this vendor!

We had a viable subro claim against multiple co-defendants. Direct Insight completed the scene investigation, and their expertise in these claim dynamics was vital to the recovery. The investigation preserved the evidence that demonstrated liability across the co-defendants. This vendor specializes in difficult coverage and complex liability issues, and I trust only them to handle these assignments. They get it when it comes to what we need on every assignment. I have never had a poor result with this vendor.

Subrogation & Recovery
★★★★★

Surveillance video helped settle for much less!

We had permanent-total-disability exposure for multiple reasons on a young male injured worker. Surveillance video contradicted his claims, and we were able to settle the file for far less than paying permanent-total benefits for the rest of his life.

Workers' Compensation Claim
★★★★★

Direct Insight provides the whole package.

This was not only a scene investigation but a coverage and class-code investigation involving a fatality. It takes more than a person taking video of someone's actions. We have many complex coverage cases, so having an experienced insurance claims investigator carry out our most difficult assignments is imperative. Unlike vendors who specialize in surveillance more than investigations, Direct Insight provides the whole package.

Complex Coverage Investigation
★★★★★

Gunnar is persistent and thorough!

I do not feel I would have gotten the information from our insured over the phone that the investigator got in person. The insured was not forthcoming with everything I asked, yet when the investigator was there he spoke freely, even admitting to drug use. Claim was denied due to a positive drug and alcohol screen.

Recorded Statement & Fact Development
★★★★★

Major class-code issue uncovered.

A Michigan policy with Wisconsin exposure. The insured's policy was for a painting and wallpapering business. The scene investigation revealed they sandblasted and painted water towers in multiple states. Direct Insight traveled to all three states to investigate the insured, the accident site, and the claimant. Exposure was well over $300K, and the claim was denied based on the findings.

Class-Code Investigation
★★★★★

Claimant had previous injuries.

Direct Insight determined that the claimant was on medication for pain issues prior to this accident. That allowed us to identify prior medical care and force a settlement of $5,000 rather than a 14-day hospital stay, lost wages, and permanency.

Prior-Injury Investigation
★★★★★

Premium fraud found during scene investigation.

Direct Insight determined that our insured had three other businesses all listed at the same address as our policy, with no separate comp insurance. They also determined the policy address was an office building when in fact we insured a hotel. This gave us the ability to pursue additional premium.

Premium Fraud Investigation
★★★★★

AOE / COE, roughly $179,000 saved.

A scene investigation was completed concerning the location of the accident and the capacity in which the claimant was working. Following Direct Insight's investigation and in-depth analysis, this claim was denied. Approximate savings were $179,000.

AOE / COE Investigation
★★★★★

Great to work with!

Gunnar and Jenn always respond timely to assignments and get us the information we need.

Insurance Claims Team

From the blog

Guidance for the professionals who order investigations.

Practical, no-jargon answers to the questions claims teams, SIU units, and defense counsel ask most.

Common questions

What clients ask before they engage us.

What does Direct Insight Services investigate?

We conduct surveillance, insurance and claims investigations, workers' compensation and liability investigations, SIU and fraud development, large-loss and catastrophic response, litigation support, corporate and workplace inquiries, and background and due-diligence research — focused on complex, high-exposure matters where accuracy and defensibility matter most.

Who hires Direct Insight Services?

Insurance carriers, third-party administrators, self-insured employers, attorneys and law firms, corporations, and government agencies — organizations that routinely handle sensitive matters and need thorough, defensible, and confidential investigations.

What makes an investigation report court-ready?

A court-ready report rests on lawfully obtained evidence, a documented chain of custody, continuous and verifiable timestamps, neutral factual reporting, and an investigator prepared to authenticate the work and testify. We document to that standard by default, not as an upgrade. Read more →

How does Direct Insight protect confidential information?

Sensitive materials are exchanged only through ShareFile, an independently audited, enterprise-grade platform, never plain email — with multi-factor authentication, role-based access, encrypted transmission, and confidential retention of investigative files. See the Trust Center →

What areas does Direct Insight Services cover?

Direct Insight Services accepts assignments nationwide. Our work concentrates in Florida, Georgia, Nebraska, Iowa, Kansas, and Missouri, and we hold our own investigative agency licensing in Florida (A9700152), Nebraska (400), and Iowa (1672). For a matter outside those states, tell us the location and we confirm coverage before the assignment is accepted — we do not broker work down a chain of subcontractors. See all service areas.

How do I assign a new case or send confidential files?

Start with a high-level request through our consultation form or contact us directly. Confidential case details and files are always exchanged through the secure ShareFile client portal, never plain email.

Start a conversation

Discuss a matter — confidentially.

Tell us what you need at a high level and we'll follow up privately. Case details and sensitive files are always exchanged through our secure ShareFile portal, never plain email.